UPI AutoPay mandate cancel kaise karein (GPay, PhonePe, Paytm)

UPI AutoPay mandate kya hota hai

Jab aap Netflix, Spotify ya kisi app ka plan UPI AutoPay se set karte ho, to aap ek mandate (auto-debit ki ijazat) dete ho. Uske baad har renewal par paisa apne aap kat jata hai. Service cancel karne ke baad bhi mandate chalta reh sakta hai, isliye dono jagah band karna zaroori hai.

Har app mein cancel karne ke steps

Menu ke naam app ke version ke hisaab se badal sakte hain. Agar exact naam na mile to app mein 'Autopay' ya 'Mandate' search karo. Mandate usi UPI app mein cancel hota hai jisme banaya tha.

Google Pay

1. Google Pay kholo aur apni profile picture dabao.
2. Autopay chuno (ya Settings mein Autopay).
3. Jis subscription ka mandate band karna hai use chuno.
4. Cancel autopay dabao aur confirm karo.

PhonePe

1. PhonePe kholo aur profile icon dabao.
2. Payment Management mein Autopay par jao.
3. Active mandate chuno.
4. Cancel Autopay dabao aur confirm karo.

Paytm

1. Paytm mein Profile kholo aur UPI Automatic Payments chuno.
2. Subscription ka mandate dhoondho aur use kholo.
3. Cancel ya Deactivate dabao aur confirm karo.

BHIM aur bank app

1. BHIM: home screen par Mandate kholo, My Mandates mein active mandate chuno aur Revoke karo.
2. Bank app ya net banking: e-Mandate, SI (Standing Instruction) ya UPI Mandate section dhoondho, mandate chuno aur cancel ya revoke karo.

Pause nahi, Cancel chuno

Kuch apps mein Pause ka option bhi hota hai. Pause aksar sirf kuch samay ke liye debit rokta hai, mandate ko khatam nahi karta. Permanent band karna hai to Cancel ya Revoke chuno.

Cancel na ho to kya karein

• Kuch mandates UPI app se cancel nahi hote. Bank ki guidance ke hisaab se kuch categories (jaise loan repayment) ke mandate merchant ya bank se hi band karwane padte hain. Us merchant se seedha baat karo.
• Pichhle payments wapas nahi aate. Mandate cancel karne se sirf aage ke debit rukte hain, ho chuke payments reverse nahi hote.
• Debit phir bhi aaye to apne bank ko likhkar batao aur reference number sambhal ke rakho.

Service mein bhi cancel karna na bhoolein

Mandate cancel karne se subscription apne aap band nahi hota. Bank ki ek guidance ke mutabik ye us service ya agreement ko cancel nahi karta jisse payment juda tha. Isliye Netflix, Spotify ya app ke Account ya Membership section mein bhi cancel karo, phir cancel ka confirmation (email ya screenshot) sambhal lo.

Ye steps general guidance hain, official NPCI ya bank document nahi. Agar aapki app mein kuch alag dikhe to us app ka help section dekho.